228 loan - An Overview

A financial institution might put together only one program or independent strategies for its facility-based evaluation regions, retail lending assessment areas, exterior retail lending area, or other geographic regions that would be evaluated while in the absence of the permitted plan.

(6) A map of each and every facility-primarily based assessment location and, as applicable, Every single retail lending evaluation region displaying the boundaries of the area and identifying the census tracts contained in the region, both about the map or in a very different record; and

) The number of examining and financial savings accounts opened digitally and thru other delivery programs by census tract money stage for every calendar year; and

(i) The number and proportion of originations and purposes of the big lender's dwelling mortgage loans by borrower or applicant earnings amount, race, and ethnicity;

The Board evaluates a army bank pursuant to the relevant effectiveness exams explained in paragraph (a) of this section.

하지만, 때로는 너무나 익숙한 나머지 네이버에 접근하는 방법조차 잊어버릴 때가 있습니다. "아, 네이버 어떻게 들어가지?" "네이버 앱, 어디서 받지?" 이런 흔한

In advance of submitting a draft decide to the Board for approval pursuant to paragraph (h) of the segment, a lender have to:

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Topic for the geographic demands in paragraph (b) of this portion, a sizable financial institution must delineate, for a selected calendar year, a retail lending assessment location in almost any MSA or while in the nonmetropolitan region of any Condition where it originated:

Pursuant to § 228.28 and paragraph file of appendix D to this part, the Board incorporates the conclusions of a financial institution evaluated less than an accredited prepare into its Point out or multistate MSA scores, as applicable, and its institution rating, accounting for paragraph g.2 of appendix D to this portion, as applicable.

모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.

Besides as usually provided On this area, a lender should be certain that its community file incorporates the data demanded by this portion for every of your previous a few calendar decades, with The newest calendar 12 months included in its file each year by April 1 of the present calendar 12 months.

The Board considers the availability of remote services facilities in the subsequent geographic parts:

(ii) In case the Board, the FDIC, and also the OCC here figure out that a loan or financial investment is now not eligible for community growth thought, the operator with the loan or investment at time of the determination will continue to acquire Local community growth thought for your remaining expression or period of the loan or investment decision.

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